• 10 Smart Ways To Spend Your Tax Return

    March 16, 2016|By David Lester

      Income tax return time is coming up and so many of us are already thinking about all of the great things we can buy with the return. It’s been a crazy year personally, politically and professionally and we all can look forward to a treat.  But how will you get the most bang for […]

  • Ditch Your Reward Cards and Get a Real Reward – Freedom

    February 24, 2016|By David Lester

      Count right now how many reward cards you have clogging up your wallet? When was the last time you actually went on a free trip or got some sort of reward from them? Have you ever thought how much more money you spend travelling across town to use that store or get extra rewards?  When we […]

  • 4 Tips to Dating and Money!

    February 16, 2016|By David Lester

      Money is that one subject that everyone dances around when dating.  We politely try not to talk directly about it but it is woven into the fabric of our conversation.  I say let’s throw it right out there onto the middle of the table, by the flowers, and address it shall we? What are […]

  • 3 Easy Ways to Become a Multi- Millionaire

    February 9, 2016|By David Lester

      Becoming a millionaire is super easy and everyone needs to start becoming one now.  Or that is how we should think about it.  It should be so easy that, I’ve given you not one but three simple steps to become a multimillionaire by the time you retire.  I’m just that nice.  🙂 You’ll actually […]

  • How to Take Advantage of Cheap Money

    January 29, 2016|By David Lester

      Everyone loves to quote the fact that Canadians are at 165% of our take home salary with debt.  That means that for every dollar that a Canadian takes home after tax, we owe $1.65 of that in debt.  We have all been told that there are good and bad debts, but when we don’t […]

  • Use your Intellectual Brain In These Markets

    January 21, 2016|By David Lester

    There is an emotional brain and an intellectual brain and you want to use your intellectual brain in today’s market.  Going back to 2007-08 there were strategies that worked and they will work again today!  If you look at historical mutual fund purchases and redemption everyone gets in when the market is going up and […]

  • Don’t Make The Same RRSP Mistakes of 2008

    January 9, 2016|By David Lester

      There were many mistakes made in people’s RRSPs when the market was crashing in 2008, and it is crucial that we don’t make them again, now that 2016 has started of so poorly.  The stock market can be more about emotions than economics, and you can make bigger mistakes by going by your gut than […]

  • Money, The Last Taboo

    January 1, 2016|By David Lester

    Isn’t in strange how taboo talking about money still is?  How you probably don’t know how much most of your friends make, and they don’t know what you make.  How you know everything about their health, spirituality, education, and sex lives, but nothing about their money?  Let’s make 2016 the year that money comes off the […]

  • Eggnog and Budget Planning

    December 18, 2015|By David Lester

    What is better than holiday parties, presents, and delicious food? 2015 budget reconciliation time!  Not too many people get excited at the end of the year to see how much they have saved, but I sure do.  I go over all my expenses, income, investments, and mortgage to see how much I made and spent.  If you […]

  • Holiday Cheer Doesn’t Have to be “Dear”!

    December 3, 2015|By David Lester

    It’s officially December now and I have no idea what to get anyone for Christmas or how much it’ll cost.  Everyone should be getting ready to be Merry and Jolly but I’m banging my head on the wall thinking of what everyone wold love without breaking the bank.  I always give AWESOME gifts and so […]

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