Blog

  • Build Your Own Mutual Funds

    February 10, 2010|By David Lester

    As you’ve probably already read, 80% of mutual funds under perform the market.  Why would I ever pay up to 2.5% in management fees to under perform anything?  You can really see that they don’t have our best interests in mind.  When the market was correcting huge in 2008 and 2009 did any of the managers go […]

  • Live Like You’re Already Rich!

    February 1, 2010|By David Lester

    The best way to be rich is to start thinking and acting like you are already rich.  This might sound a tad ridiculous but it works.  Rich people always make every deal tip in their favour.  They do not borrow but lend money.  They make sure every asset of theirs is returning a profit.  They […]

  • Debt Busting

    January 24, 2010|By David Lester

    After the Holidays it is easy to feel a bit down because of the amount that you spent. When you’re falling asleep isn’t it always the thought of credit card debt that comes to mind? The best way to deal with that anxiety is with a plan. A plan to stop the bleeding, set spending […]

  • Budgeting For Your Ultimate 2010

    January 13, 2010|By David Lester

    Get your Personal, Professional, and Material 2010 goals lists out that you’ve already worked on. Figure out which of them will be your priorities for 2010. How much will the first one cost? It could be a trip, new motorcycle, flying lessons – whatever your heart desires! Divide that by twelve. Write the number down […]

  • Let 2010 Will Be Your “Platonic Year”!

    December 31, 2009|By David Lester

    The New Year is hours away and there is no better way to kick off the year than with an ULTIMATE plan for 2010.  This year, instead of just writing down the same old stuff like going to the gym and reading more — blow out your ideal life.  Plato wrote about his theory on […]

  • Egg Nog and 2009 Budget Reconciliation!

    December 22, 2009|By David Lester

    What is better than holiday parties, presents, and delicious food? 2009 budget reconciliation time!  Not too many people get excited at the end of the year to see how much they have saved, but I sure do.  I go over all my expenses, income, investments, and loans to see how much I made and spent.  If you […]

  • Give to Their Core Values to Create Real Joy This Year.

    December 13, 2009|By David Lester

    When thinking of what to give someone this year, try to give to their core values.  It’s easy to give socks, sweaters, and DVDs but a value based gift could bring them much more joy. Core values are what motivates us to behave the way we do. With my clients I motivate them to keep […]

  • Be Like Santa – Check Your Statements and Then Check Them Twice.

    December 7, 2009|By David Lester

    There is nothing that drives me crazier than being “Scrooged” on one of my statements.  Over the years I have saved hundreds of dollars just by going over every bank, credit card and bill that comes in.  When my bills and statements arrive in the mail I scrutinize each line item and only file them […]

  • If Your Date Loves Their Money – They’ll Love You Too!

    November 29, 2009|By David Lester

    Money is that one subject that everyone dances around when dating.  We politely try not to talk directly about it but it is woven into the fabric of our conversation.  Let’s throw it right out there into the middle of the table, by the flowers, and address it shall we?  What are always the two very first […]

  • Pay Big Daddy Now!

    November 23, 2009|By David Lester

    When people think of wealth they often think of having millions of dollars in the bank.  However, when people who don’t have money receive millions of dollars through the lottery or inheritance they seem to quickly burn through it.  Lotteries would be better if they paid the winner a huge salary for life instead of one lump […]

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