• Pre-pay Your Credit Cards and Save!

    April 27, 2015|By David Lester

    How do I build my credit and gain points on my credit card, while never over spending or paying CRAZY 20% fees?  Easy, pre-pay your credit card then spend!  “You can do that” I can hear everyone shriek in unison.  I’m all about “win, win” scenarios so this is how I stay on a “cash” […]

  • Millennial to Millionaire!

    April 19, 2015|By David Lester

      I want every millennial to grow up to be a millionaire!  The scary thing is that a million dollars won’t be that much money in 4o years.  The idea of a millionaire, sitting in his wood paneled living room and smoking on his pipe with hounds at his feet is long over.  Millionaires will […]

  • Why I Love My Variable Mortgage!

    April 13, 2015|By David Lester

    The bank of Canada will be reporting its decision on interest rates this week.  They will decide if it gets reduced, stays the same, or goes down and for how much. Most experts believe that the bank will keep rates the same BUT decrease it again before the end of the year.  The BOC (Bank […]

  • Be Happy Now That it’s Easter!

    April 6, 2015|By David Lester

    There are a few annoying things in my life that I can spend just a few minutes and fix.  Now that it is Easter and Spring it allows us to start fresh and by spending just  a little bit of money, get them all fixed.  I’m going over my budget and I’m looking for things […]

  • Adding Value to Your Home

    March 31, 2015|By David Lester

    6 Investments That Will Last A Lifetime Here is my article from Homes can be great investments themselves but people forget that parts of the home can be investments for as long as you own that home and often longer. There are many ways to turn everyday features of your home into income generating […]

  • Budget For Your Bucket List

    March 23, 2015|By David Lester

    When creating a budget for your bucket list you have to keep in mind a bunch of things.  The first thing is that there will always be more items to spend on vs. how much you bring in.  You have to make a funnel with your money and make sure that the most important things […]

  • March Waist and Wallet Diet!

    March 16, 2015|By David Lester

        With the weather getting warmer, now is the time to get fit and healthy, but also slim down your waste line.  Why not have save some money and burn off the extra winter chub.  Getting outside and and getting financially and physically fit is a great way to break into Spring.   Here are […]

  • How Social Media Made My Book A Best Seller

    March 9, 2015|By David Lester

    Published in, February 25th, 2010. By David Lester   Social media can take a grocery-swiping 16 year old kid and make him adored by millions of teenage girls in an afternoon, like #alexfromtarget. Most brands have had a difficult time harnessing the same success as the Target Kid because they don’t appreciate it for […]

  • My RRSP or My Kid’s RESP? Which to Choose?

    March 2, 2015|By David Lester

    Today is the last day for RRSPs for 2015.  Hopefully everyone made a contribution, if it made sense for you.  Now what to do with that tax return?  But what about RESPs for your kid’s college and university?  It’ll be right around the corner soon.  It seems hard to fund our RRSP contributions never mind […]

  • RRSP vs. TFSA – Where do I Put My Money?

    February 23, 2015|By David Lester

      It’s tax season and the question on everyone’s mind is what shall I do with my savings?  TFSA or RRSPs? Here is a blurb from my book “From Middle Class to Millionaire” on how to choose. TFSAs Versus RRSPs? TFSA stands for Tax Free Savings Account and it is kind of the opposite of […]

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